Chapter 13 Consumer Bankruptcy Lawyer In Frederick, MD
Many people throughout the U.S. are currently facing tough economic times. If you are one of them, you are not alone. Facing unavoidable financial issues is not easy to deal with, but it’s important to know that you do have options through bankruptcy. Based in Frederick, MD, at The Law Offices of Shipe & Bush, P.C., you will have a strong bankruptcy advocate on your side.
Chapter 13 And Repayment Plans
In a Chapter 13 bankruptcy, you repay a portion of your debts over a specific time period. This is typically a three- to five-year period. Then, at the end of your repayment plan, the remainder of your unsecured debts is discharged.
Chapter 13 bankruptcy is favorable for those individuals who are behind on mortgage payments and want to keep their home, and for those who do not qualify for Chapter 7 bankruptcy. With a Chapter 13, you get some time to get current with your mortgage payments, without the threat of foreclosure.
Similar to Chapter 7, once you file for Chapter 13, all creditor harassment, pending foreclosures and judgments come to a halt. Once you initiate the bankruptcy process, you get the breathing room you need to focus on yourself, your family and your future.
Strong Guidance And Support
We start by explaining the bankruptcy process, qualifications for filing for bankruptcy and ask detailed questions about your financial situation. Once we understand your side, we can advise a debt relief strategy that works for you. A Chapter 13 bankruptcy attorney at our firm will help you through every step of the process.
Our attorneys provide comprehensive legal representation and handle all aspects of your bankruptcy case. When you are represented by our team, you can feel comfortable asking questions and can expect to be updated about your case.
Free Initial Consultations For Bankruptcy
Have questions about bankruptcy? Contact us today to schedule your first consultation. We can be reached by phone at 240-575-1522 or online through email. Located in Frederick, MD, we handle cases throughout the surrounding Maryland areas.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.